Andrew Chang enters the rates dungeon clad in a Navy Blue Cotton Button-Down (+10 Credibility, +5 Composure) — the kind of shirt that says *I’ve read the Bank of Canada’s full statement, not just the headline.* On his wrist, a Black Digital Sport Watch (+3 Precision, +2 Tempo) keeps him synced to every basis-point tick, while a Silver Minimalist Wedding Band (+8 Steadiness, +4 Commitment) grants a passive aura of long-term stability — fitting for a quest all about where rates go next.

Find the Look: Navy Blue Cotton Button-Down Shirt · Black Digital Sport Watch · Silver Minimalist Wedding Band

About the episode: The Bank of Canada has lowered its key interest rate for the first time since the pandemic began, dropping it by 0.25% to 4.75%. Andrew Chang discusses the implications of this rate cut and presents forecasts from economists at major Canadian banks regarding future rate adjustments.